About Us

Dravya Finance Pvt. Ltd. (Registered NBFC – Reg No: B-13.01639) is a Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India (RBI). Established in 1994, the company was formerly known as Bachraj Finance Pvt. Ltd.

Since 2003, we have been providing financial solutions by offering loans against government securities, primarily Life Insurance Policies issued by LIC of India and Indian Post.

Our lending model ensures that the securitization of the amount lent consistently exceeds the amount advanced to policyholders. This approach has enabled us to maintain a strong financial position, with zero Non-Performing Assets (NPA) and no history of bad debts over the past 15 years.

At Dravya Finance Pvt. Ltd., we are committed to providing secure and reliable financial services with transparency and integrity.